Carrying homeowner's insurance is essential when it comes to protecting you and your family from losses to your home itself as well as your personal belongings. A basic homeowner's policy from Hadley, Cook, and Quillen will provide all of the necessities, but there is often much more coverage available that most people never even think to take advantage of. Power go out and all of your frozen food spoiled? Covered! Crash the golf cart you rented on vacation? Covered! Not only are there all kinds of extra coverage, but most of these are not subject to a deductible, so there is nothing to pay out of pocket!
All of our carriers offer unique coverages that can be customized to fit your budget. Click here to view an example of one of our top carrier's list of coverages you can take advantage of in event of a loss. Homeowners often lose hundreds or thousands of dollars from not understanding the full breakdown of their coverages and it brings a great amount of pleasure to our agents when we can inform a client that they won't have to pay those pesky lock or tree replacement fees. If you ever need to file a claim, be sure to know exactly what is included so you can get the most out of your policy. You pay all that premium for a reason, be sure you take full advantage of everything you're entitled to!